28999 Clear Spring
Highland, CA, 92346
$647,000
MLS: IG26038692
Beds
3
Baths
2
Sq Ft
1,838
Lot
0.23 ac
Year Built
1992
MLS #
IG26038692
Days on Market
60
Listed
Feb 20, 2026
Description
Step into this 3 bedroom 2 bath home with an open living room dining area and then venture into the kitchen open to the family room. Large bedrooms open to a hall with the linen closet. Primary bedroom has two closets; a walk in and a large secondary closet with mirrored doors. Bonus Patio room listed as is. It was added over 30 years ago, permits unknown and needs some work so buyer can do what they wish with the space. There is some confusion also on square footage of home as property profile lists 1838 but when you do a CMA it comes up 2300. Buyer and Buyer's agent to verify all square footage and permits. This is a trust, seller never lived in home.
Location
Highland, San Bernardino County, CA 92346
Open on Google Maps ↗Listed by: Carlene Bolling · REAL ESTATE MASTERS GROUP
Payment estimate
$4,794
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $64,700 · Loan: $582,300
- Principal & Interest
- $3,578
- Property tax (1.25%)
- $674
- Homeowners insurance
- $300
- Mortgage insurance
- $243
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Highland home with as little as 3.5% down using an FHA loan — roughly $22,645 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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