2923 Kelp Lane
Oxnard, CA, 93035
$519,000
MLS: V1-34041
Beds
2
Baths
2
Sq Ft
1,051
Lot
0.03 ac
Year Built
1980
MLS #
V1-34041
Days on Market
90
Listed
Jan 14, 2026
Description
Welcome to 2923 Kelp Lane, located in the desirable Mandalay Beach Townhomes community of Oxnard. This two story condominium offers 2 bedrooms, 1 full bathroom, and 1 half bath across 1,051 square feet of well designed living space, making it an ideal opportunity for both owner occupants and investors alike.The main level features a comfortable living area that flows seamlessly into the dining space and kitchen, creating a functional layout for everyday living and entertaining. Sliding doors lead to a private patio, perfect for enjoying the coastal breeze, morning coffee, or casual outdoor gatherings. Upstairs, you will find two generously sized bedrooms with ample natural light and a full bathroom, while the half bath downstairs adds everyday convenience.This home has been used as a rental and presents a fantastic canvas for personalization or continued income potential. The Mandalay Beach Townhomes community is well known for its resort style amenities, including a swimming pool, spa, tennis courts, RV parking, and beautifully maintained grounds. Recent community updates include exterior improvements and roofing, adding to the long term value and appeal.Conveniently located just minutes from Mandalay Beach, Channel Islands Harbor, shopping, dining, and coastal recreation, this home offers the best of Southern California coastal living in a well established neighborhood. Whether you are looking for a beach area residence or an investment opportunity, 2923 Kelp Lane delivers comfort, location, and lifestyle.
Location
Oxnard, Ventura County, CA 93035
Open on Google Maps ↗Listed by: Billy Davidson · RE/MAX Gold Coast-Beach Office
Payment estimate
$3,905
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $51,900 · Loan: $467,100
- Principal & Interest
- $2,870
- Property tax (1.25%)
- $541
- Homeowners insurance
- $300
- Mortgage insurance
- $195
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $18,165 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 93035 (Oxnard) within ±10% of this home's price and size.
Local Market Stats
See Oxnard, CA 93035 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.