295 Sparks
Bakersfield, CA, 93307
$449,500
MLS: SR26076071
Beds
5
Baths
4
Sq Ft
1,973
Lot
0.19 ac
Year Built
1940
MLS #
SR26076071
Days on Market
9
Listed
Apr 9, 2026
Description
STANDARD SALE...... Don't missed this great opportunity to own this Gorgeous Single 2 Story Home Completely Remodeled this home offers tons of upgrades. Fully secured front and back yard Calcutta quartz countertops with white herringbone tile backsplash. Both bathrooms are decked out with designer light fixtures, stylish tile and vanities that all tie into that modern Spanish vibe. Luxury laminate flooring flows throughout the house, crown molding. Open Concept kitchen with large windows, new granite counter tops, new cabinets. Tile floors. Crown molding and recessed lights through out the house. Large size bedrooms. Remodeled Spacious bathrooms with tiles and accent tiles. Pride of ownership. Close to everything. The house is divided into two separate living units. the lower level features are 4 Bedroom with a extra bonus room and 2.5 Bathrooms , while the upper level has a separate entrance and consists of one bedroom and one bathrooms
Location
Bakersfield, Kern County, CA 93307
Open on Google Maps ↗Listed by: Bulmaro Jarquin · Oax Realty Inc.
Payment estimate
$3,422
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $44,950 · Loan: $404,550
- Principal & Interest
- $2,486
- Property tax (1.25%)
- $468
- Homeowners insurance
- $300
- Mortgage insurance
- $169
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $15,733 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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