Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveSingleFamilyResidence

2972 E Calgary Street

Ontario, CA, 91761

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$849,000

MLS: AR26031240

Beds

4

Baths

3

Sq Ft

2,365

Lot

0.07 ac

Year Built

2023

MLS #

AR26031240

Days on Market

59

Listed

Feb 18, 2026

Description

Walk to the brand-new New Haven Elementary School (opening August 2026)! Located in the highly desirable Ontario Ranch community of Ontario, this brand-new, never-lived-in home offers modern design, energy efficiency, and exceptional convenience. The thoughtfully designed layout features a downstairs bedroom and full bath, ideal for guests or multi-generational living. The open-concept kitchen and living area showcase a large quartz island, stainless steel appliances, and abundant cabinetry, flowing seamlessly to a private, low-maintenance backyard — perfect for everyday living and entertaining. Upstairs offers a spacious loft, two secondary bedrooms sharing a full bath, and an expansive south-facing primary suite filled with natural light. The primary bedroom features an oversized walk-in closet and a well-appointed bathroom. Fully paid-off solar panels provide valuable long-term energy savings. Situated on a quiet street just minutes from Costco, 99 Ranch Market, major shopping centers, Ontario International Airport, and the upcoming Ontario Sports Empire, this home combines lifestyle convenience with strong future growth potential. A rare opportunity to own a turnkey, energy-efficient home in one of Ontario’s fastest-growing, family-friendly neighborhoods.

Location

Ontario, San Bernardino County, CA 91761

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Listed by: Fay Xu · Real Brokerage Technologies, Inc

Payment estimate

$6,198

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $84,900 · Loan: $764,100

%
Principal & Interest
$4,695
Property tax (1.25%)
$884
Homeowners insurance
$300
Mortgage insurance
$318
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $29,715 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

See Ontario, CA 91761 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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