Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveSingleFamilyResidence

300 Mount Vernon Avenue

Bakersfield, CA, 93307

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$500,000

MLS: 26652247

Beds

3

Baths

2

Sq Ft

2,160

Lot

0.16 ac

Year Built

2008

MLS #

26652247

Days on Market

64

Listed

Feb 14, 2026

Description

Single family residence on commercial/industrial zoning. This is a unique combination residential/commercial property. It has 2,160 Sq ft of residence/office space which includes a full eat-in kitchen, 1 full bath and 1/2 bath plus 1,440 sq feet of shop/garage space with 2 roll up doors for a total of 3,600 sq ft under roof. California M1 zoning gives this space the flexibility for light industrial or manufacturing uses; small scale warehouses, cabinet, carpenter or woodworking shops and retail or wholesale stores. M1 zoning is perfect for an owner/operator as it allows for the property to be used for living purposes by the caretaker of the property in connection with the business carried on in such property. The building is all electric and the shop/garage area is wired for 220V. Delivery services will value that the property is less than 1 mile (1minute) to the 58 Freeway on-ramp East or West and approximately 5 miles (8 minutes) to the 99 Freeway on-ramp North or South.

Location

Bakersfield, Kern County, CA 93307

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Listed by: Garland Perry · The American Dream Realty

Payment estimate

$3,773

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $50,000 · Loan: $450,000

%
Principal & Interest
$2,765
Property tax (1.25%)
$521
Homeowners insurance
$300
Mortgage insurance
$188
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Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $17,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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