30040 Jamaica Dunes Drive
Tehachapi, CA, 93561
$255,000
MLS: 26002401
Beds
3
Baths
2
Sq Ft
1,244
Lot
0.29 ac
Year Built
1988
MLS #
26002401
Days on Market
23
Listed
Mar 24, 2026
Description
Imagine the Possibilities!! Located on the desirable valley floor of Bear Valley Springs, this home offers 3BD/2BA, with 1,244 SF of living space on a .29-acre lot. Nicely positioned, it's within walking distance to 4-Island Lake and the Oak Tree Golf Course. Inside, the living room features a classic stone fireplace as its focal point, creating a warm and inviting gathering space. The kitchen flows into the dining area with access to the backyard, an open slate for future outdoor living or expansion of your vision. With solid bones and a functional layout, this property presents an excellent opportunity for those looking to add value through updates and improvements. Whether you're searching for a full-time residence, weekend getaway, or investment property, the potential here is undeniable. Enjoy all the amenities Bear Valley Springs has to offer, including lakes, golf, tennis, an equestrian center, miles of trails, a country club, and more. Bring your vision and transform this into something truly special.
Location
Tehachapi, Kern County, CA 93561
Open on Google Maps ↗Listed by: Christy Rabe · BHGRE Platinum Realty Group
Payment estimate
$2,018
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $25,500 · Loan: $229,500
- Principal & Interest
- $1,410
- Property tax (1%)
- $213
- Homeowners insurance
- $300
- Mortgage insurance
- $96
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Tehachapi home with as little as 3.5% down using an FHA loan — roughly $8,925 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93561 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Tehachapi. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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