3032 Gardner Street
Simi Valley, CA, 93065
$959,000
MLS: SR26128237
Beds
3
Baths
2
Sq Ft
1,638
Lot
0.17 ac
Year Built
1964
MLS #
SR26128237
Days on Market
1
Listed
Jun 11, 2026
Description
Welcome to this beautifully upgraded residence, where timeless Southern-inspired architecture meets modern comfort and functionality. Nestled on a large, wide lot surrounded by mature trees, this private oasis offers exceptional curb appeal, remarkable privacy, and an entertainer's dream backyard. The home's striking double-decker front porch and expansive balcony create a warm and inviting presence rarely found in Simi Valley. Inside, you'll find numerous recent upgrades, including new flooring, fresh interior and exterior paint, beautiful El Dorado stacked stone accents, and a new HVAC system designed for year-round comfort. Step outside to your resort-style backyard featuring a newer PebbleTec pool complete with a Baja shelf and a professional interior and exterior speaker system, creating the perfect setting for relaxation, entertaining, and enjoying Southern California's beautiful weather. Additional highlights include an expansive front balcony with views of the surrounding mountains, a loft offering flexible living space, new side gates, double RV access, epoxy-coated garage flooring, a custom garage storage and closet system, and mature landscaping enhanced by professional landscape lighting that provides exceptional privacy. The large lot offers ample space for outdoor entertaining, family gatherings, and everyday enjoyment. Whether you're hosting guests, relaxing poolside, or enjoying quiet evenings on the balcony, this home offers a unique blend of elegance, comfort, and functionality. A rare opportunity to own a truly special property that combines Southern charm with the very best of Simi Valley living.
Location
Simi Valley, Ventura County, CA 93065
Open on Google Maps ↗Listed by: Valerie Valenzuela · Golden Stars Realty
Payment estimate
$7,125
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $95,900 · Loan: $863,100
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,467
- Property tax (1.25%)
- $999
- Homeowners insurance
- $300
- Mortgage insurance
- $360
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Simi Valley home with as little as 3.5% down using an FHA loan — roughly $33,565 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Simi Valley, CA 93065 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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