Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveSingleFamilyResidence

304 E Cedar St

Ontario, CA, 91761

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$650,000

MLS: IG25214496

Beds

3

Baths

2

Sq Ft

1,125

Lot

0.17 ac

Year Built

1976

MLS #

IG25214496

Days on Market

210

Listed

Sep 10, 2025

Description

Fixer-Upper with Endless Potential! 3 Bed | 2 Bath | Investor Opportunity Calling all investors, flippers, and first-time buyers looking to add their personal touch! This 3-bedroom, 2-bathroom home is full of potential and waiting for your vision. With a bit of TLC, this property could truly shine — whether you're looking to renovate and resell, rent out, or create your dream home. The spacious layout offers a solid foundation, and the large backyard is a standout feature — perfect for a future pool, entertaining space, garden, or a peaceful backyard oasis of your own design. Located in a convenient neighborhood close to shops, schools, and easy freeway access, this home offers both value and location. Don't miss this opportunity to bring your ideas and transform this property into something special. Priced to sell — this one won’t last!

Location

Ontario, San Bernardino County, CA 91761

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Listed by: Angela Del Valle · Realty Masters & Associates

Payment estimate

$4,815

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $65,000 · Loan: $585,000

%
Principal & Interest
$3,594
Property tax (1.25%)
$677
Homeowners insurance
$300
Mortgage insurance
$244
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $22,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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