3045 E Theresa 1
Long Beach, CA, 90814
$535,000
MLS: PW26056642
Beds
2
Baths
1
Sq Ft
840
Lot
0.30 ac
Year Built
1971
MLS #
PW26056642
Days on Market
14
Listed
Mar 17, 2026
Description
Welcome to this bright and inviting 2-bedroom, 1-bathroom home located in the charming Rose Park neighborhood of Long Beach. This well-maintained residence offers a comfortable and functional layout featuring beautiful laminate floors, abundant natural light, and a welcoming living space ideal for relaxing or entertaining. The home includes in-unit laundry and a dedicated one-car garage, providing convenience and additional storage. Both bedrooms offer comfortable living space, while the thoughtfully designed layout maximizes natural light throughout the home. Located in Rose Park, a quaint and historic neighborhood known for its surrounding Craftsman-style homes, the property is just minutes from popular local spots such as Gusto Bread, The Breakfast Bar, Coffee Cup Café, and Wood Coffee, along with other dining, shopping, and neighborhood amenities. The area also offers convenient access to Retro Row and the beach. HOA dues are $400 per month and includes insurance, water & trash.
Location
Long Beach, Los Angeles County, CA 90814
Open on Google Maps ↗Listed by: Juan Huizar · Sage Real Estate Group, Inc.
Payment estimate
$4,016
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $53,500 · Loan: $481,500
- Principal & Interest
- $2,958
- Property tax (1.25%)
- $557
- Homeowners insurance
- $300
- Mortgage insurance
- $201
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Long Beach home with as little as 3.5% down using an FHA loan — roughly $18,725 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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