3045 E Theresa 8
Long Beach, CA, 90814
$320,000
MLS: DW26028877
Beds
1
Baths
1
Sq Ft
566
Lot
0.30 ac
Year Built
1971
MLS #
DW26028877
Days on Market
68
Listed
Feb 13, 2026
Description
Welcome to this charming one-bedroom, one-bath condo located in a secure, gated community in the highly desirable Rose Park District of Long Beach—just a few blocks from the beach. Perfect for a first-time buyer or anyone looking to downsize, this home offers a bright, light, and airy atmosphere with a comfortable flows. The well-maintained exterior reflects the pride of ownership throughout the community and sets the tone for a place you’ll be proud to call home. Centrally located, the property offers convenient access to major freeways, shopping, dining, and all that Long Beach has to offer, while still providing a peaceful residential setting. Also included is the community laundry room on the 1st level.
Location
Long Beach, Los Angeles County, CA 90814
Open on Google Maps ↗Listed by: Yvette Geater · Century 21 Masters
Payment estimate
$2,523
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $32,000 · Loan: $288,000
- Principal & Interest
- $1,770
- Property tax (1.25%)
- $333
- Homeowners insurance
- $300
- Mortgage insurance
- $120
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Long Beach home with as little as 3.5% down using an FHA loan — roughly $11,200 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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