ActiveSingleFamilyResidence

3067 Harrison Lane

Simi Valley, CA, 93065

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$899,000

MLS: V1-35380

Beds

3

Baths

3

Sq Ft

1,830

Lot

0.05 ac

Year Built

2022

MLS #

V1-35380

Days on Market

20

Listed

Mar 25, 2026

Description

Built in 2022, this move in ready Sycamore Grove home in Central Simi Valley offers modern living with PAID OFF SOLAR, premium upgrades, and an assumable VA loan at 4.625%.Additional features include a whole house water softener, reverse osmosis system with connected ice line, tankless water heater, EV ready outlet, smart home features, and energy efficient design throughout.Inside, a bright open concept layout features brand new luxury vinyl plank flooring, 51/2 inch baseboards, and abundant natural light, creating a clean and elevated feel throughout.The kitchen is a true showstopper with soft close cabinetry, high end GE Monogram appliances, built in 6 burner cooktop, counter depth refrigerator, and a striking blue tile backsplash that adds a custom designer touch.All bedrooms are located upstairs with high end stain resistant carpet in near perfect condition. The secondary bedrooms are generously sized, ideal for family, guests, or a home office. The upstairs hall bath includes dual sinks, while the primary suite offers a spa like retreat with tile finishes, walk in shower, and large soaking tub.The private backyard is finished with pavers and turf, creating a low maintenance outdoor space perfect for relaxing or entertaining.Residents enjoy resort style amenities including a pool, private gated park, shaded playground, bocce court, community garden with gated picnic area, three BBQ areas, and two fire pits, all within a beautifully maintained community with low HOA dues of just $145 per month.The location is exceptional with a direct gated walking path to Trader Joe's, Target, Starbucks, 85C Bakery, HomeGoods, and more, plus convenient access to the 118 Freeway.Newer construction, paid off solar, premium upgrades, walkable convenience, and an assumable VA loan. Opportunities like this are rarely available in Central Simi Valley.'

Location

Simi Valley, Ventura County, CA 93065

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Listed by: Joe Lucio · eXp Realty of Southern Ca, Inc

Payment estimate

$6,545

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $89,900 · Loan: $809,100

%
Principal & Interest
$4,971
Property tax (1.25%)
$936
Homeowners insurance
$300
Mortgage insurance
$337
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Simi Valley home with as little as 3.5% down using an FHA loan — roughly $31,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Assumable Loan — Lock In a Below-Market Rate

This Simi Valley property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.

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