311 E Cummings
Long Beach, CA, 90805
$730,000
MLS: IV26080782
Beds
3
Baths
2
Sq Ft
1,129
Lot
0.13 ac
Year Built
1939
MLS #
IV26080782
Days on Market
1
Listed
Apr 20, 2026
Description
Welcome to 311 E Cummings in Long Beach — a move-in ready gem featuring fresh interior paint and brand-new carpet throughout. Clean, bright, and ready for its next owner, this home offers an easy, unpack-and-relax lifestyle just minutes from Long Beach's best beaches, dining, shopping, and entertainment. With convenient freeway access and all the coastal charm Long Beach is known for, this one won't last. Schedule your showing today.
Location
Long Beach, Los Angeles County, CA 90805
Open on Google Maps ↗Listed by: KENNETH KEITHLY · KEITHLY CAPITAL ADVISORS, INC
Payment estimate
$5,371
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $73,000 · Loan: $657,000
- Principal & Interest
- $4,037
- Property tax (1.25%)
- $760
- Homeowners insurance
- $300
- Mortgage insurance
- $274
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Long Beach home with as little as 3.5% down using an FHA loan — roughly $25,550 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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