ActiveSingleFamilyResidence

3113 Pendleton Court

Bakersfield, CA, 93309

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$445,000

MLS: SR26077571

Beds

3

Baths

2

Sq Ft

1,499

Lot

0.21 ac

Year Built

1981

MLS #

SR26077571

Days on Market

1

Listed

Apr 10, 2026

Description

Beautifully updated 3-bedroom, 2-bath home offering 1,499 sq ft on a 9,147 sq ft lot. Over the past year and a half, sellers have made extensive upgrades, including opening up the living and family rooms to create a bright, open-concept layout. The home features an upgraded kitchen and bathrooms, gas range, new flooring throughout, and professionally cleaned carpet in the bedrooms. Interior improvements include removal of popcorn ceilings, recessed lighting, remote-controlled ceiling fans, an energy-efficient thermostat, and new PEX water lines. The home has also been recently painted inside and out. Additional features include a new sprinkler timer, insulated garage door with epoxy flooring, and a new garage door opener. The oversized lot offers a backyard with plenty of room for a pool, ADU, or future expansion. Solar lease is assumable. Pre-listing appraisal completed; priced below value. True move-in ready home with pride of ownership throughout.

Location

Bakersfield, Kern County, CA 93309

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Listed by: Levon Barrison · Infinity Real Estate Services

Payment estimate

$3,391

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $44,500 · Loan: $400,500

%
Principal & Interest
$2,461
Property tax (1.25%)
$464
Homeowners insurance
$300
Mortgage insurance
$167
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $15,575 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Assumable Loan — Lock In a Below-Market Rate

This Bakersfield property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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