Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveSingleFamilyResidence

3114 Peck Road

El Monte, CA, 91731

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$660,000

MLS: SR25189539

Beds

2

Baths

1

Sq Ft

560

Lot

0.08 ac

Year Built

1945

MLS #

SR25189539

Days on Market

168

Listed

Aug 21, 2025

Description

Mixed use property is zoned C3, new kitchen, bathroom, laminated flooring, window & fresh painting inside. It consists 2 bedrooms and 1 bathroom.

Location

El Monte, Los Angeles County, CA 91731

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Listed by: Kylan Ha · Keller Williams VIP Properties

Payment estimate

$4,885

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $66,000 · Loan: $594,000

%
Principal & Interest
$3,650
Property tax (1.25%)
$688
Homeowners insurance
$300
Mortgage insurance
$248
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this El Monte home with as little as 3.5% down using an FHA loan — roughly $23,100 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Local Market Stats

See El Monte, CA 91731 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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