31163 Villa Nova
Lucerne Valley, CA, 92356
$600,000
MLS: IV26011127
Beds
4
Baths
3
Sq Ft
3,136
Lot
20.00 ac
Year Built
2015
MLS #
IV26011127
Days on Market
67
Listed
Jan 16, 2026
Description
PRIVATE RANCH style home sits on 20 ACRES of EQUESTRIAN PROPERTY!! Established in 2015 - this unique fully furnished home features an open floor plan, a wood burning fireplace, high ceilings and spectacular views giving you a tranquil and inspirational environment. The barn that is situated on the property has sixteen stalls. The kitchen has been recently gutted for remodeling - Sellers are willing to credit the Buyers to invest in their dream ranch style galley.
Location
Lucerne Valley, San Bernardino County, CA 92356
Open on Google Maps ↗Listed by: JULIE DAMMEIER · First Team Real Estate
Payment estimate
$4,468
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $60,000 · Loan: $540,000
- Principal & Interest
- $3,318
- Property tax (1.25%)
- $625
- Homeowners insurance
- $300
- Mortgage insurance
- $225
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lucerne Valley home with as little as 3.5% down using an FHA loan — roughly $21,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 92356 (Lucerne Valley) within ±10% of this home's price and size.
Local Market Stats
See Lucerne Valley, CA 92356 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.