312 N Prospect Avenue
Redondo Beach, CA, 90277
$1,499,000
MLS: SB25160189
Beds
4
Baths
3
Sq Ft
2,388
Lot
0.14 ac
Year Built
1960
MLS #
SB25160189
Days on Market
262
Listed
Jul 16, 2025
Description
IMPROVED PRICE!!! Welcome to 312 N. Prospect! Consisting of 4 beds, 2.5 baths, 2388 SF (BTV) this charming beach property has been recently enhanced with new interior paint, refinishing of the interior flooring, front landscaping, new carpet in rear bedroom and new gate. Inside has a spacious family room with fireplace, breakfast/dining area and an open kitchen with stainless appliances. A small outdoor space allows for natural light into the unit. The back part of the house includes a separate entrance, open family room with a kitchenette. This space can be used as a flex room or oversized office. Private rear yard with hardscape for entertaining and a covered pergola. Upstairs is a large 4th bedroom or can be used as a flex room. Laundry located in the two car garage with two car parking in the driveway and the ability to block the driveway, giving a valuable five car onsite parking. Potential opportunity to use the rear portion of the house for a rental opportunity with separate access and help offset the mortgage! Within a short walk to Award Winning Redondo Union High School, in close proximity to the beach. Don't miss out!!!
Location
Redondo Beach, Los Angeles County, CA 90277
Open on Google Maps ↗Listed by: Giovanni Altamura · S C Real Estate
Payment estimate
$10,713
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $149,900 · Loan: $1,349,100
- Principal & Interest
- $8,289
- Property tax (1.25%)
- $1,561
- Homeowners insurance
- $300
- Mortgage insurance
- $562
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Redondo Beach home with as little as 3.5% down using an FHA loan — roughly $52,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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