312 W Santa Barbara Street
Santa Paula, CA, 93060
$345,000
MLS: V1-34216
Beds
1
Baths
1
Sq Ft
814
Lot
—
Year Built
1981
MLS #
V1-34216
Days on Market
75
Listed
Jan 30, 2026
Description
This bright and private 1-bedroom, 1-bathroom condo offers a perfect blend of comfort, style, and convenience. The spacious master bedroom features a walk-in closet, while the living room provides plenty of space to relax or entertain. The kitchen comes with granite-like countertops and all appliances included, making it move-in ready.Enjoy the convenience of in-unit laundry with washer and dryer, laminate flooring throughout, and no shared walls with neighbors, ensuring privacy. A private garage directly beneath the unit adds ease and security, while the balcony showcases stunning mountain views.Perfectly located near shopping centers, schools, and with easy access to the 126 Freeway, this condo is ideal for first-time homebuyers seeking a low-maintenance, move-in ready home with a touch of style and comfort.
Location
Santa Paula, Ventura County, CA 93060
Open on Google Maps ↗Listed by: Maria Prado · Realty ONE Group Summit
Payment estimate
$2,697
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $34,500 · Loan: $310,500
- Principal & Interest
- $1,908
- Property tax (1.25%)
- $359
- Homeowners insurance
- $300
- Mortgage insurance
- $129
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Santa Paula home with as little as 3.5% down using an FHA loan — roughly $12,075 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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