Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveCondominium

312 W Santa Barbara Street

Santa Paula, CA, 93060

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$345,000

MLS: V1-34216

Beds

1

Baths

1

Sq Ft

814

Lot

Year Built

1981

MLS #

V1-34216

Days on Market

75

Listed

Jan 30, 2026

Description

This bright and private 1-bedroom, 1-bathroom condo offers a perfect blend of comfort, style, and convenience. The spacious master bedroom features a walk-in closet, while the living room provides plenty of space to relax or entertain. The kitchen comes with granite-like countertops and all appliances included, making it move-in ready.Enjoy the convenience of in-unit laundry with washer and dryer, laminate flooring throughout, and no shared walls with neighbors, ensuring privacy. A private garage directly beneath the unit adds ease and security, while the balcony showcases stunning mountain views.Perfectly located near shopping centers, schools, and with easy access to the 126 Freeway, this condo is ideal for first-time homebuyers seeking a low-maintenance, move-in ready home with a touch of style and comfort.

Location

Santa Paula, Ventura County, CA 93060

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Listed by: Maria Prado · Realty ONE Group Summit

Payment estimate

$2,697

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $34,500 · Loan: $310,500

%
Principal & Interest
$1,908
Property tax (1.25%)
$359
Homeowners insurance
$300
Mortgage insurance
$129
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Santa Paula home with as little as 3.5% down using an FHA loan — roughly $12,075 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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