3121 E Genoa F
Ontario, CA, 91761
$498,000
MLS: TR26063998
Beds
2
Baths
3
Sq Ft
1,230
Lot
0.03 ac
Year Built
1988
MLS #
TR26063998
Days on Market
8
Listed
Apr 13, 2026
Description
Rarely does a Creekside home become available—and even more rarely, one set directly on the water with such breathtaking views. This beautifully appointed residence offers two bedrooms plus a versatile loft, along with 2.5 baths. From the moment you step inside, soaring cathedral ceilings frame breathtaking views that extend across the living space. The kitchen has been tastefully upgraded with granite countertops and includes a refrigerator, while the adjoining laundry room—conveniently accessed from the kitchen—offers abundant under-stair storage along with a washer and dryer. Five windows have been recently upgraded with Hunter Douglas motorized coverings, enhancing comfort year-round—cooler in the summer and warmer in the winter. Upstairs, a spacious loft welcomes you with equally stunning vistas. The primary bedroom features two full-size sliding closets and connects seamlessly to a beautifully remodeled en-suite bath, complete with dual sinks. A newly replaced security screen door adds both style and peace of mind. Residents enjoy access to two clubhouses, each with its own pool, as well as tennis courts for recreation. The community lake invites leisurely days with non-motorized boating—perfect for rowboats, canoes, and kayaks—as well as catch-and-release fishing. The home includes 2 (1 car garages) One attached to the unit, the other across from the unit. Residents also enjoy access to community amenities, including two pools and tennis courts. Imagine unwinding on your private patio, taking in the serene waterfront views—this is everyday living at its finest. There is 2 HOA Creekside $ $108 which covers the community features of Pools and Tennis Courts and Portofino $355.56 which covers landscape, gardening, Roof. Bonus: Water and Trash are included.
Location
Ontario, San Bernardino County, CA 91761
Open on Google Maps ↗Listed by: Josephine Taylor · Better Homes and Gardens Real Estate The Heritage Group
Payment estimate
$3,759
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $49,800 · Loan: $448,200
- Principal & Interest
- $2,754
- Property tax (1.25%)
- $519
- Homeowners insurance
- $300
- Mortgage insurance
- $187
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $17,430 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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