3131 Armada Drive
Ventura, CA, 93003
$899,000
MLS: V1-34729
Beds
4
Baths
2
Sq Ft
1,293
Lot
0.13 ac
Year Built
1955
MLS #
V1-34729
Days on Market
18
Listed
Mar 7, 2026
Description
This Original owner home is located in Ventura's Mid Town. This Single story 4 bedroom 2 bath home offers a open beamed ceiling living room with a dining area just steps from the updated galley kitchen with custom counters, lots of storage and a gas range oven, counter space, large pantry and breakfast bar. The open breakfast area could be utilized as a den, home office or craft room. The master bedroom includes an updated private bathroom and shower and a separate entrance leading to the patio on side yard . The attached two car garage features built-in cabinetry and work area , built in laundry area with washer and dryer. The front and back yard are landscaped and ready to be enjoyed. Some windows have been updated. Please come visit and see the newly refinished wood flooring ' Just amazing, natural and beautiful.....
Location
Ventura, Ventura County, CA 93003
Open on Google Maps ↗Listed by: Tracy Short · Fred Short Co. REALTOR
Payment estimate
$6,545
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $89,900 · Loan: $809,100
- Principal & Interest
- $4,971
- Property tax (1.25%)
- $936
- Homeowners insurance
- $300
- Mortgage insurance
- $337
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $31,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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