31314 Castaic Oaks
Castaic, CA, 91384
$689,000
MLS: SR26071405
Beds
3
Baths
3
Sq Ft
1,533
Lot
5.29 ac
Year Built
2001
MLS #
SR26071405
Days on Market
6
Listed
Apr 10, 2026
Description
Welcome home to Castaic Oaks! This beautifully maintained detached home offers the perfect blend of comfort, style, and scenic views. The main level features an open-concept layout with a spacious living room, dining area, and kitchen, along with a convenient entry-level bathroom for guests. Step out onto your own private balcony and take in stunning views of the valley and surrounding mountains. Downstairs, you’ll find three generously sized bedrooms and two full bathrooms, including the primary suite. The primary bedroom showcases hardwood flooring, dual closets, and an updated ensuite bathroom featuring shiplap accents and modern mirrors. Thoughtful upgrades throughout the home include fresh paint, canned lighting, and newer luxury vinyl plank flooring. Enjoy outdoor living with an expansive private deck off the primary, perfect for entertaining family and friends. Plus a side yard enhanced with pet-friendly turf. Attached two-car garage and access to desirable community amenities. The HOA covers water, front yard landscaping, and offers a pool and spa for residents. NO MELLO-ROOS! This is a rare opportunity to own a move-in ready home in one of Castaic’s most desirable communities.
Location
Castaic, Los Angeles County, CA 91384
Open on Google Maps ↗Listed by: Neal Weichel · RE/MAX of Santa Clarita
Payment estimate
$5,086
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $68,900 · Loan: $620,100
- Principal & Interest
- $3,810
- Property tax (1.25%)
- $718
- Homeowners insurance
- $300
- Mortgage insurance
- $258
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Castaic home with as little as 3.5% down using an FHA loan — roughly $24,115 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 91384 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Castaic. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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