ActiveSingleFamilyResidence

3145 S Kerckhoff

San Pedro, CA, 90731

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$980,000

MLS: SB26123336

Beds

3

Baths

2

Sq Ft

1,862

Lot

0.06 ac

Year Built

1983

MLS #

SB26123336

Days on Market

6

Listed

Jun 6, 2026

Description

Coastal living meets exceptional value in this spacious 1,862-square-foot home, ideally located just a stone's throw from Cabrillo Beach in one of San Pedro's most beloved seaside neighborhoods. Perched on a corner lot, this unique residence enjoys an enhanced sense of space, light, and privacy. The thoughtfully designed floor plan places the main living area and primary suite upstairs, allowing you to enjoy sunlight, ocean views, refreshing sea breezes, and an ever-changing maritime backdrop. Watch majestic cruise ships glide by, tall ships sail into port, and container vessels create a fascinating carousel of movement across the horizon—an ever-changing skyline unlike anywhere else. The inviting upper-level living space features vaulted ceilings, a cozy fireplace, and an upgraded kitchen complete with updated countertops, pendant lighting, breakfast bar seating, and stainless-steel appliances. Whether entertaining guests or enjoying a quiet evening at home, the open-concept layout creates a warm and welcoming atmosphere. Downstairs, you'll find two additional bedrooms, a full bath, and direct access to the attached two-car garage. A bonus room within the garage offers endless possibilities as a home office, art studio, storage room, workshop, or creative space, and can easily be removed if desired. Built in 1983, this well-maintained home offers a rare opportunity to own a substantial three-bedroom, two-bath residence near the coast for under $1 million—one of the most attainable ways to enjoy Southern California beach living. The lifestyle here is truly special. Spend your mornings along the dramatic coastal trails of Point Fermin, afternoons at Cabrillo Beach, and weekends exploring the nearby Cabrillo Marine Aquarium, the Marine Mammal Care Center, and the historic grounds of Angels Gate Cultural Center. Enjoy summer concerts and community events in the park, breathtaking sunsets over the Pacific, and the charm of a neighborhood where nature, art, recreation, and oceanfront living come together. This is more than a home—it's an opportunity to experience the best of coastal San Pedro living. 1,862 square feet near the beach for under $1 million and ever-changing ocean views featuring cruise ships, tall ships, and harbor activity.

Location

San Pedro, Los Angeles County, CA 90731

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Listed by: Carol Anne Mills · Keller Williams Realty

Payment estimate

$7,275

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $98,000 · Loan: $882,000

%

Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$5,586
Property tax (1.25%)
$1,021
Homeowners insurance
$300
Mortgage insurance
$368
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Jun 11, 2026

30-year fixed
6.52%
15-year fixed
5.84%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this San Pedro home with as little as 3.5% down using an FHA loan — roughly $34,300 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.