315 Baker Street
Placentia, CA, 92870
$650,000
MLS: 26000859
Beds
1
Baths
1
Sq Ft
714
Lot
0.15 ac
Year Built
1912
MLS #
26000859
Days on Market
82
Listed
Feb 2, 2026
Description
Excellent opportunity for developers or investors seeking a long-term play in a high-density redevelopment area. Value is in the land. Existing structure is considered a tear-down. Approx. 6,500 sq ft lot with all utilities on site (water, sewer, gas, electric). Property is zoned Old Town / High-Density Residential, allowing for multi-family residential new construction subject to city approval. Buyer to verify all zoning, density, design requirements, and development feasibility with the City. Cash buyers only. No repairs or credits. Property sold as-is.
Location
Placentia, Orange County, CA 92870
Open on Google Maps ↗Listed by: Brianna Ramirez · Ethos International Real Estate
Payment estimate
$4,815
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $65,000 · Loan: $585,000
- Principal & Interest
- $3,594
- Property tax (1.25%)
- $677
- Homeowners insurance
- $300
- Mortgage insurance
- $244
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Placentia home with as little as 3.5% down using an FHA loan — roughly $22,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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