315 W Ralph St B
San Gabriel, CA, 91776
$1,238,000
MLS: WS26050844
Beds
3
Baths
4
Sq Ft
2,265
Lot
0.20 ac
Year Built
2016
MLS #
WS26050844
Days on Market
36
Listed
Mar 12, 2026
Description
Beautiful south-facing PUD located in a desirable neighborhood of San Gabriel within a gated community with No HOA. Only two units on the lot. Built in 2016, this well-maintained home features 3 bedrooms and 3.5 bathrooms with 2265 sq.ft. of living space. The inviting living room features a fireplace and recessed lighting throughout. The kitchen is appointed with granite countertops, full backsplash, and glass display cabinets. Downstairs suite with its own yard, ideal for extended family, guests, or older parents. The upper level offers laminated flooring throughout, a spacious loft, and upstairs laundry area. The primary suite enjoys mountain views and includes a walk-in closet, dual vanities, soaking jacuzzi tub, separate shower, and a private balcony. A secondary bedroom is served by a hallway bathroom with a shower/tub combination. Additional features include a tankless water heater and water softener system. The expansive backyard features a variety of fruit trees, including dragoon fruit, passion fruit, and guava. Additional highlights include a two-car garage plus one additional parking space. Conveniently located near markets, restaurants, and with easy access to the 10 freeway and within the highly rated high school area. A must-see property!
Location
San Gabriel, Los Angeles County, CA 91776
Open on Google Maps ↗Listed by: YANHUA LIU · RE/MAX ELITE REALTY
Payment estimate
$8,900
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $123,800 · Loan: $1,114,200
- Principal & Interest
- $6,846
- Property tax (1.25%)
- $1,290
- Homeowners insurance
- $300
- Mortgage insurance
- $464
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Gabriel home with as little as 3.5% down using an FHA loan — roughly $43,330 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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