Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveSingleFamilyResidence

318 S Francisca Avenue

Redondo Beach, CA, 90277

1 / 38View all 38 photos

$1,100,000

MLS: SB26014595

Beds

1

Baths

2

Sq Ft

1,157

Lot

0.04 ac

Year Built

1920

MLS #

SB26014595

Days on Market

84

Listed

Jan 28, 2026

Description

Welcome to timeless South Redondo Beach living! Nestled just minutes from sun-drenched beaches, boutique shops, and vibrant dining, this beautifully updated Craftsman residence blends classic character with modern comfort. Originally built in 1920 and completely reimagined in 2020, this charming One bed, one bath home offers approx. 1,157 sq. ft. of thoughtfully designed living space with enduring style and quality. Step inside to warm laminate floors and an inviting living room centered around a cozy fireplace — a perfect gathering spot. The well-appointed layout flows seamlessly from living to dining, with abundant natural light throughout. A thoughtfully updated kitchen and ample pantry space serve everyday living with ease, while a dedicated laundry area and generous walk-in closet add premium convenience. Tax roll shows home as a one bedroom, but if it is indeed two bedrooms you need ... there is a very large den area looking out onto the back patio that could serve as a second bedroom, home office etc. Beyond the interiors, enjoy an outdoor patio perfect for California evenings and entertaining. Located in a highly desirable coastal community with top-rated schools, streets, and beach access moments away, this home offers quintessential Redondo Beach lifestyle opportunities. Don’t miss this rare chance to own a meticulously updated Craftsman in one of the South Bay’s most coveted neighborhoods. Truly must see to believe!

Location

Redondo Beach, Los Angeles County, CA 90277

Open on Google Maps ↗

Listed by: Jennette Toderick · Century 21 Coastal Properties

Payment estimate

$7,941

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $110,000 · Loan: $990,000

%
Principal & Interest
$6,083
Property tax (1.25%)
$1,146
Homeowners insurance
$300
Mortgage insurance
$413
Open the full calculator →

Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Redondo Beach home with as little as 3.5% down using an FHA loan — roughly $38,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Local Market Stats

See Redondo Beach, CA 90277 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

Free Buyer & Seller Tools

Net Sheet Calculator

Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.

Request access

Property Comparison

Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.

Request access

Drive Time Calculator

Check commute times from this address to work, school, or anywhere else before you commit.

Request access

Buyer Cost Sheet

Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.

Request access