31801 Oak Wood Circle
Yucaipa, CA, 92399
$819,500
MLS: IG26046612
Beds
4
Baths
4
Sq Ft
2,929
Lot
0.21 ac
Year Built
2012
MLS #
IG26046612
Days on Market
43
Listed
Mar 8, 2026
Description
Wake up to open skies and sweeping mountain views—where space, light, and privacy come together just minutes from the I-10. Positioned on an elevated corner lot above 18th Street in Yucaipa, this expansive 4-bedroom, 4-bath residence offers over 2,900 square feet of beautifully appointed living space, designed for both everyday comfort and effortless entertaining. Soaring ceilings and an open-concept layout create a light-filled interior, enhanced by fresh interior and exterior paint, custom plantation shutters,newer hardwood flooring and carpet, and a full suite of brand-new kitchen appliances. At the center of the home, the kitchen flows seamlessly into generous living and dining areas—creating a natural gathering space for hosting or quiet evenings at home. A main-level bedroom with full bath provides ideal flexibility for guests, multigenerational living, or a private office. Upstairs, the primary suite offers a peaceful retreat with a spacious layout, private bath, and walk-in closet. Two additional bedrooms and a full bath are nearby, while a large loft adds versatile space for a media room, office, or additional lounge. A rare combination of size, location, and views—set above it all, yet close to everything.
Location
Yucaipa, San Bernardino County, CA 92399
Open on Google Maps ↗Listed by: DEBORAH JACOBS · MATRIX ESTATE GROUP
Payment estimate
$5,993
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $81,950 · Loan: $737,550
- Principal & Interest
- $4,532
- Property tax (1.25%)
- $854
- Homeowners insurance
- $300
- Mortgage insurance
- $307
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Yucaipa home with as little as 3.5% down using an FHA loan — roughly $28,683 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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