31801 Oak Wood Circle
Yucaipa, CA, 92399
$786,500
Original list price: $824,500
MLS: IG26046612
Beds
4
Baths
4
Sq Ft
2,929
Lot
0.21 ac
Year Built
2012
MLS #
IG26046612
Days on Market
99
Listed
Mar 8, 2026
Description
Original Owner, Hilltop view. Quiet peaceful The Reserve in Yucaipa. Featuring 2,900 square feet, 4 Bedrooms, 4 Baths, and an elevated premium corner lot with mountain views. This exceptional home offers the rare combination of space, views, secluded and private backyard, corner lot privacy, and convenience near shopping, dining, Crafton College, easy freeway access—all in one of Yucaipa’s most sought-after communities. Chefs Kitchen, light and bright, inside/outside entertaining. Low maintenance Backyard with Covered Patio. Upstairs, your Primary Suite with Walk-in Closet and Private bath. 2 more Bedrooms and a full Bath. Oversized loft for a game room, home office, or potential 5th bedroom. A rare downstairs Bedroom with full Bath offers flexibility for multi-generational living. Low $160.00 per month HOA fees, Pool, Tennis/ Pickleball, Clubhouse, activities. If you've been priced out of Redlands, this is the one.
Location
Yucaipa, San Bernardino County, CA 92399
Open on Google Maps ↗Listed by: DEBORAH JACOBS · MATRIX ESTATE GROUP
Payment estimate
$6,058
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $78,650 · Loan: $707,850
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,483
- Property tax (1.25%)
- $819
- Homeowners insurance
- $300
- Mortgage insurance
- $295
- HOA dues
- $160
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Yucaipa home with as little as 3.5% down using an FHA loan — roughly $27,528 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Yucaipa, CA 92399 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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