320 31 Street
Manhattan Beach, CA, 90266
$2,850,000
MLS: SB26062595
Beds
3
Baths
3
Sq Ft
1,523
Lot
0.03 ac
Year Built
1962
MLS #
SB26062595
Days on Market
23
Listed
Mar 27, 2026
Description
This exceptional single family residence captures sweeping ocean views and offers a highly versatile floor plan designed for effortless coastal living. Featuring 3 bedrooms and 2.5 baths, the home includes a stunning upper level currently staged as a bedroom, opening to a private ocean view deck. This remarkable space may be enjoyed as a serene bedroom retreat or reimagined as a dramatic great room ideal for entertaining, relaxing, and taking in the expansive coastal vistas. Spanning approximately 1,523 square feet (BTV), the interiors are thoughtfully curated with warm bamboo flooring flowing through the main living areas, kitchen, and primary suite. The kitchen is both functional and refined, appointed with granite countertops, stainless steel appliances, and a seamless connection to the living space. A striking fireplace clad in travertine creates a sophisticated focal point, anchoring the room with texture and warmth. The primary bath showcases handcrafted glass tile, offering a spa-like sensibility. Completing the home is a rare four car parking configuration, including a two car garage and two additional driveway spaces—an exceptional amenity this close to the beach. A compelling opportunity to enjoy ocean views, flexible living, and an enviable coastal lifestyle.
Location
Manhattan Beach, Los Angeles County, CA 90266
Open on Google Maps ↗Listed by: Jane Sager · Estate Properties
Payment estimate
$20,097
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $285,000 · Loan: $2,565,000
- Principal & Interest
- $15,760
- Property tax (1.25%)
- $2,969
- Homeowners insurance
- $300
- Mortgage insurance
- $1,069
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Manhattan Beach home with as little as 3.5% down using an FHA loan — roughly $99,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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