3201 Club Rancho
Palmdale, CA, 93551
$639,000
MLS: PW26045247
Beds
4
Baths
3
Sq Ft
2,850
Lot
0.14 ac
Year Built
2002
MLS #
PW26045247
Days on Market
9
Listed
Mar 16, 2026
Description
Overlooking the Rancho Vista Golf Club, this meticulously maintained 4-bedroom, 3-bathroom home combines a functional layout with high-quality finishes. The interior features formal living and dining rooms, a cozy family room with a gas fireplace, and an updated kitchen with quartz countertops and a double-door pantry. A full bedroom and bathroom are conveniently located on the main floor, while the spacious upstairs primary suite includes a massive walk-in closet. There is also a built in office nook on the 2nd floor. The home is equipped with dual-zone HVAC, copper plumbing, and a 200-amp electrical panel for maximum efficiency. Outside, the backyard serves as an ideal entertaining space with a built-in barbecue, a custom pergola, and unobstructed views of the golf course. Situated on a quiet, tree-lined street, this move-in-ready residence offers a perfect blend of comfort and location.
Location
Palmdale, Los Angeles County, CA 93551
Open on Google Maps ↗Listed by: Alvar De La Torre · Century 21 Cornerstone
Payment estimate
$4,739
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $63,900 · Loan: $575,100
- Principal & Interest
- $3,534
- Property tax (1.25%)
- $666
- Homeowners insurance
- $300
- Mortgage insurance
- $240
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $22,365 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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