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$1,100,000
MLS: SB26097727
Beds
4
Baths
2
Sq Ft
1,350
Lot
0.13 ac
Year Built
1955
MLS #
SB26097727
Days on Market
5
Listed
May 6, 2026
Description
Hard to find affordable 4 bedroom 2 bath (1+3/4) single level home in the desirable Torrance Gardens area - lots of light - pull up out front in the middle of the block location and notice the flowers and fresh exterior paint - a long drive way leads you to the front door - enter on wood style laminate flooring - the spacious living room has vaulted ceilings, a brick fireplace, skylight, pass through from the kitchen and an eating area - the kitchen has lots of cabinets, tile counters, stove top and an oven - all bedrooms have wood beam vaulted ceilings - primary bedroom has jack and jill access to a 3/4 bath - fresh interior & exterior paint, bedrooms have new carpet - forced air heating and AC - enclosed patio for extra room - private back yard for outdoor enjoyment - the long driveway can park multiple cars or possible fit an RV - two car attached garage with auto opener - convenient to award winning schools + shopping + restaurants + medical + parks + freeway access and maybe 20 minutes to the beach - great opportunity to get in the neighborhood and put your own touches on this home - what are you waiting for ?
Location
Torrance, Los Angeles County, CA 90503
Open on Google Maps ↗Listed by: Raymond Millman · Compass
Payment estimate
$8,031
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $110,000 · Loan: $990,000
- Principal & Interest
- $6,173
- Property tax (1.25%)
- $1,146
- Homeowners insurance
- $300
- Mortgage insurance
- $413
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 7, 2026
- 30-year fixed
- 6.37%
- 15-year fixed
- 5.72%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $38,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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