$600,000
MLS: 226002407
Beds
3
Baths
2
Sq Ft
1,392
Lot
0.11 ac
Year Built
1986
MLS #
226002407
Days on Market
5
Listed
May 22, 2026
Description
Welcome to 32055 EMERALD Lane! - a charming 3-bedroom, 2-bathroom GEM offering 1,392 sq ft of comfortable living space in Castaic's highly desirable Stonegate community. From the moment you step inside, you'll appreciate the light and bright interior, soaring vaulted ceilings and inviting atmosphere throughout. The spacious living room features a cozy brick fireplace, creating the perfect setting for relaxing evenings at home. The kitchen is both functional and stylish, showcasing real wood white cabinetry, stainless steel appliances, laminate countertops, abundant cupboard space and skylights that fill the area with natural light. A large glass slider opens to the backyard with a covered patio, ideal for outdoor dining, entertaining or simply enjoying the California lifestyle. The generous primary suite offers an updated en-suite 3/4 bathroom, while two secondary bedrooms provide ample closet space and flexibility for family, guests or a home office. Additional highlights include a full guest bathroom, indoor laundry area and direct access to the attached 2-car garage. Residents of Stonegate enjoy resort-style amenities including a sparkling community pool, relaxing spa and neighborhood park. Conveniently located near shopping, dining, entertainment and easy freeway access - this home truly has it all!
Location
Castaic, Los Angeles County, CA 91384
Open on Google Maps ↗Listed by: Sean Curts · The ONE Luxury Properties
Payment estimate
$4,574
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $60,000 · Loan: $540,000
- Principal & Interest
- $3,424
- Property tax (1.25%)
- $625
- Homeowners insurance
- $300
- Mortgage insurance
- $225
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 28, 2026
- 30-year fixed
- 6.53%
- 15-year fixed
- 5.87%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Castaic home with as little as 3.5% down using an FHA loan — roughly $21,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing+
ZIP code 91384 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Castaic. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See Castaic, CA 91384 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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