3209 Titcher Lane
Rosamond, CA, 93560
$299,999
MLS: SR26008539
Beds
2
Baths
2
Sq Ft
956
Lot
0.14 ac
Year Built
1990
MLS #
SR26008539
Days on Market
59
Listed
Jan 13, 2026
Description
This inviting 2-bedroom, 2-bath home offers 956 square feet of comfortable living space with a well-designed layout that maximizes functionality and flow. The interior features a bright living area that opens seamlessly to the kitchen and dining space, creating an ideal setting for everyday living and entertaining. Both bedrooms are generously sized, with the primary suite offering added privacy and an en-suite bath. Thoughtful details throughout enhance comfort, while the manageable footprint makes the home easy to maintain. A great opportunity for those seeking a cozy, practical residence in a convenient setting.
Location
Rosamond, Kern County, CA 93560
Open on Google Maps ↗Listed by: Gustavo Rodriguez · Real Broker
Payment estimate
$2,321
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $30,000 · Loan: $269,999
- Principal & Interest
- $1,659
- Property tax (1%)
- $250
- Homeowners insurance
- $300
- Mortgage insurance
- $112
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rosamond home with as little as 3.5% down using an FHA loan — roughly $10,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93560 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Rosamond. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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