3224 Kentucky Street
Bakersfield, CA, 93306
$309,000
MLS: PW26081066
Beds
3
Baths
1
Sq Ft
977
Lot
0.17 ac
Year Built
1954
MLS #
PW26081066
Days on Market
5
Listed
Apr 16, 2026
Description
Discover this extensively remodeled 3-bedroom, 1-bath single-family home in a great neighborhood in East Bakersfield. The bright, updated kitchen showcases new cabinetry, quartz countertops, a new sink and all appliances included. The bathroom has been completely refreshed with a new vanity topped in quartz, a fully tiled shower and a new bathtub. Additional upgrades include a new rooftop AC unit, new windows, new wrought iron gates, new flooring throughout, fresh interior and exterior paint, new baseboards, updated door casings, new interior doors and closet doors, ring doorbell camera, new lights throughout and numerous additional finishes. The thoughtful renovation blends modern materials and fixtures with a clean, move-in-ready presentation. Conveniently located near schools, shopping and transit, this home is perfect for first-time buyers or investors seeking low-maintenance value. Don't let this opportunity pass. Schedule your private showing today.
Location
Bakersfield, Kern County, CA 93306
Open on Google Maps ↗Listed by: Emmanuel Lateju · First Union Group
Payment estimate
$2,446
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $30,900 · Loan: $278,100
- Principal & Interest
- $1,709
- Property tax (1.25%)
- $322
- Homeowners insurance
- $300
- Mortgage insurance
- $116
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $10,815 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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