3230 Silver Ridge
Pinon Hills, CA, 92372
$480,000
MLS: IV26014309
Beds
2
Baths
3
Sq Ft
2,095
Lot
2.70 ac
Year Built
1964
MLS #
IV26014309
Days on Market
89
Listed
Jan 20, 2026
Description
This beautifully appointed single-family home on PAVED ROAD offers 2,095 sq ft of thoughtfully designed living space on a remarkable 2.7-acre lot, creating an exceptional opportunity for a home buyer seeking room to grow, entertain, and enjoy true privacy. The heart of this residence is a well-equipped kitchen featuring a generous island perfect for meal prep, double oven, electric range and inviting eat-in area that encourages daily connection, and a walk-in pantry that delivers serious storage and organization potential. Natural flow between living areas creates an open, welcoming atmosphere while maintaining functional separation when you need it. The custom brick flooring, brick fireplace hearth and wood beamed ceilings, custom shutters make for a comforting setting. Enjoy the large enclosed patio with built in BBQ, cabinets and sink. Step outside to discover mature trees, fruit trees with nearly three acres of possibilities. Whether you envision weekend gatherings, a future workshop, or room for pets and recreation, this property gives you the canvas to create exactly what you need without compromise or constraint. The generous acreage also means you'll enjoy a level of privacy and separation rarely found in traditional neighborhoods. Don't miss this opportunity!
Location
Pinon Hills, San Bernardino County, CA 92372
Open on Google Maps ↗Listed by: CAROL SMITH · Keller Williams Realty Phelan
Payment estimate
$3,634
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $48,000 · Loan: $432,000
- Principal & Interest
- $2,654
- Property tax (1.25%)
- $500
- Homeowners insurance
- $300
- Mortgage insurance
- $180
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Pinon Hills home with as little as 3.5% down using an FHA loan — roughly $16,800 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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