3231 W Avenue J3
Lancaster, CA, 93536
$399,000
MLS: SR26065276
Beds
4
Baths
3
Sq Ft
1,841
Lot
0.15 ac
Year Built
1986
MLS #
SR26065276
Days on Market
4
Listed
Mar 26, 2026
Description
Welcome to this 4-bedroom, 3-bathroom home located on a cul-de-sac in a desirable West Lancaster neighborhood. All bedrooms are upstairs, with a convenient half bathroom and bonus room downstairs--perfect for an office or additional living space. Featuring brand-new windows and shutters throughout, this home has great bones and is ready for a buyer with vision to bring it to life. Spacious backyard with plenty of potential. Priced to sell--don't miss this opportunity!
Location
Lancaster, Los Angeles County, CA 93536
Open on Google Maps ↗Listed by: Rebecca Loa · Luxury Collective
Payment estimate
$3,072
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $39,900 · Loan: $359,100
- Principal & Interest
- $2,206
- Property tax (1.25%)
- $416
- Homeowners insurance
- $300
- Mortgage insurance
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $13,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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