32346 Phantom
Rancho Palos Verdes, CA, 90275
$4,495,000
MLS: SB26068934
Beds
5
Baths
4
Sq Ft
4,310
Lot
0.29 ac
Year Built
2023
MLS #
SB26068934
Days on Market
5
Listed
Apr 13, 2026
Description
Perched above the coastline with sweeping ocean and Terranea Resort views, the property is an exquisitely designed and thoughtfully curated contemporary residence just moments from a world-class, Pete Dye-designed golf course. Entering the main level, the home unfolds through a light-filled open floor plan defined by vaulted beamed ceilings, Italian porcelain flooring, and expansive windows that frame the coastal backdrop. At the heart of the home, a custom Snaidero kitchen appointed with Thermador appliances features a large center island with breakfast bar seating, complemented by a sunlit breakfast nook surrounded by floor-to-ceiling windows. The kitchen flows seamlessly into the dining area and rear family room, where sliding glass doors open to the backyard, creating a natural extension of indoor-outdoor living. A custom wet bar sits adjacent to the dining space, enhancing the home’s effortless entertaining design. A striking glass and steel staircase serves as an architectural focal point, connecting the home’s two levels with a refined modern presence. The main level offers three en-suite bedrooms, a dedicated home office, and a temperature-controlled wine cellar. Upstairs, the primary suite provides a private retreat with a fireplace, spa-inspired bath, dual walk-in closets, and an oversized terrace with sweeping ocean views. An additional en-suite bedroom features its own private balcony, capturing the same panoramic views of the Pacific. Designed for both relaxation and entertaining, the resort-style backyard includes a pool and spa, outdoor kitchen, fire pit, and lush landscaping, offering a true lifestyle experience. A versatile converted flex space with new flooring and custom cabinetry is ideal for a home office, gym, or studio, while still offering the flexibility to be used for parking if desired. Additional features include smart home integration, built-in audio, and thoughtfully executed modern finishes. A rare convergence of design, setting, and lifestyle, the home offers a seamless indoor-outdoor living experience against a sensational coastal backdrop.
Location
Rancho Palos Verdes, Los Angeles County, CA 90275
Open on Google Maps ↗Listed by: Lauren Forbes · Compass
Payment estimate
$31,524
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $449,500 · Loan: $4,045,500
- Principal & Interest
- $24,856
- Property tax (1.25%)
- $4,682
- Homeowners insurance
- $300
- Mortgage insurance
- $1,686
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Palos Verdes home with as little as 3.5% down using an FHA loan — roughly $157,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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