Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
PendingSingleFamilyResidence

3248 Giant Forest Loop

Chino Hills, CA, 91709

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$2,580,000

MLS: TR25270912

Beds

4

Baths

4

Sq Ft

3,620

Lot

0.79 ac

Year Built

1989

MLS #

TR25270912

Days on Market

82

Listed

Dec 5, 2025

Description

Luxury Living in Chino Hills’ Most Prestigious Gated Community – Payne Ranch Estate! This exquisite custom home with 4 bedrooms, 4 bathrooms (1 bedroom, 1 bathroom downstairs), 3-car garage. Stunning curb appeal. Expansive living spaces and upscale living interior designs. Front doors with stained glass panels. Grand and elegant entry with soaring ceiling and custom chandelier. The living room with wood flooring, coffered ceilings, fireplace. Gourmet kitchen with marble counter tops, center island, high-end stainless-steel appliances, including Subzero built-in refrigerator, built-in microwave, and Thermador 6-buner professional range with griddle. Family room with fireplace and also with coffered ceilings. The downstairs guest room with full bathroom. The primary suite offers a true retreat with fireplace, walk-in closet, and a spa-like bathroom, soaking tub, large shower room with frameless glass enclosures. Three additional bedrooms provide flexibility for family or guests, while every finish throughout reflects refined taste. Other features include, custom two-tone paint, recessed lights, crown moldings, travertine flooring in entry, kitchen and bathrooms, custom window coverings, and 20 solar panels PAID OFF. The exterior is equally breathtaking—resort-style landscape lighting, mature trees, and a private, peaceful yard ideal for relaxing or entertaining. The huge lot of 34,500 SqFt with swimming pool, spa, BBQ island, patio, and winding paths, a perfect entertainment paradise. ADU of 1199 SqFt. is ready to build! Located in the most desirable gated community of Chino Hills, Payne Ranch is minutes away from shopping centers, award-wining schools, city facilities, quick access to major freeways, a perfect blend of unmatched convenience and tranquility. Experience refined living in this estate, where comfort meets timeless luxury.

Location

Chino Hills, San Bernardino County, CA 91709

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Listed by: Alex Zhao · RE/MAX MASTERS REALTY

Payment estimate

$18,222

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $258,000 · Loan: $2,322,000

%
Principal & Interest
$14,267
Property tax (1.25%)
$2,688
Homeowners insurance
$300
Mortgage insurance
$968
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Chino Hills home with as little as 3.5% down using an FHA loan — roughly $90,300 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Local Market Stats

See Chino Hills, CA 91709 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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