32646 Coastsite Drive 204
Rancho Palos Verdes, CA, 90275
$749,000
MLS: SB26070012
Beds
2
Baths
2
Sq Ft
1,565
Lot
17.29 ac
Year Built
1964
MLS #
SB26070012
Days on Market
2
Listed
Apr 2, 2026
Description
Coastal living with breathtaking ocean views at the Palos Verdes Bay Club. Don’t miss this opportunity to own a bluff-side retreat in one of the South Bay’s most desirable oceanfront communities, known for its timeless charm and exceptional value. This oversized 2-bed, 2-bath condo showcases sweeping ocean and coastline vistas from the living room, balcony, and both bedrooms. The spacious open layout features a light-filled living/dining area with sliding-glass doors that open to a private terrace — the perfect spot for morning coffee or unforgettable sunsets. Bedrooms are generously sized, each with an adjacent full bathrooms. The Palos Verdes Bay Club offers resort-style amenities including dramatic bluff-top views from its oceanfront pool, beautifully landscaped grounds, tennis and pickleball courts, multiple pools, spa, and fitness center. Enjoy direct access to coastal trails and an easy walk to Terranea Resort for dining, spa, and more. Renowned for its safety, natural beauty, and top-rated schools, this community is also just minutes from shopping, dining, golf, and recreation. A rare opportunity to pair an exceptional location with spectacular views — all at an incredible value.
Location
Rancho Palos Verdes, Los Angeles County, CA 90275
Open on Google Maps ↗Listed by: Richard Haynes · Haynes Real Estate
Payment estimate
$5,503
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $74,900 · Loan: $674,100
- Principal & Interest
- $4,142
- Property tax (1.25%)
- $780
- Homeowners insurance
- $300
- Mortgage insurance
- $281
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Palos Verdes home with as little as 3.5% down using an FHA loan — roughly $26,215 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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