328 N Helena
Ridgecrest, CA, 93555
$174,900
MLS: SR26067020
Beds
4
Baths
2
Sq Ft
1,261
Lot
0.18 ac
Year Built
1953
MLS #
SR26067020
Days on Market
4
Listed
Mar 27, 2026
Description
Investor opportunity with basement, detached garage/shop, and clear value-add potential. This 3-bedroom, 2-bath home offers a workable layout, tile flooring through much of the interior, spacious living areas, exposed beam ceilings in several rooms, a functional kitchen footprint with solid cabinet storage, and bath updates already underway. The basement adds useful storage or work space, while the detached structure creates added flexibility for tools, materials, parking, or shop use. Interior improvements have been started, giving the next owner a head start on cleanup, finish work, and repositioning. This property fits a flip, rental hold, or rehab play for a buyer who knows how to force equity through smart improvements and sharper presentation. Front and rear yard areas offer room for cleanup and stronger curb appeal over time. Sold as-is. Buyer to verify all square footage, permits, condition, utility connections, basement use, detached improvements, and intended use. Strong upside for the buyer who sees the path and acts on it. Priced right, this is the kind of property that can reward disciplined investors looking for margin, usable space, and a clear plan to improve value.
Location
Ridgecrest, Kern County, CA 93555
Open on Google Maps ↗Listed by: Filemon Rodriguez · Z Real Estate
Payment estimate
$1,478
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $17,490 · Loan: $157,410
- Principal & Interest
- $967
- Property tax (1%)
- $146
- Homeowners insurance
- $300
- Mortgage insurance
- $66
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ridgecrest home with as little as 3.5% down using an FHA loan — roughly $6,122 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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