3281 Ocean Drive
Oxnard, CA, 93035
$4,495,000
MLS: V1-35944
Beds
3
Baths
4
Sq Ft
2,803
Lot
0.06 ac
Year Built
1988
MLS #
V1-35944
Days on Market
0
Listed
Apr 22, 2026
Description
6 levels - yes 6 levels in this 'one of a kind' uniquely designed turnkey Hollywood Beach ocean front estate! With wall to wall sliding doors first floor living space (dining, kitchen and living room) is elevated for outstanding views of the Pacific Ocean and Islands!! Extra large first floor deck on an extra large lot. Fourth level has terrific white water views from primary bedroom and bath!! In addition there are 2 1/2 more bathrooms plus 2 more bedrooms, plus a large loft-flex room and sixth level office/meditation space! Most windows and screens have been replaced in the last 3 years. Other amenities include air conditioning, Navien tankless water heater, EV wall charger, full home alarm system with interior motion detectors and so much more!! Come take a tour!
Location
Oxnard, Ventura County, CA 93035
Open on Google Maps ↗Listed by: Bob Jurik · RE/MAX Gold Coast-Beach Office
Payment estimate
$31,524
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $449,500 · Loan: $4,045,500
- Principal & Interest
- $24,856
- Property tax (1.25%)
- $4,682
- Homeowners insurance
- $300
- Mortgage insurance
- $1,686
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $157,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Only large teams outsell Mike Watson · Keller Williams Realty
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