Active

3300 W 15th Street

Rosamond, CA, 93560

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$160,000

MLS: 26001432

Beds

3

Baths

2

Sq Ft

1,248

Lot

0.07 ac

Year Built

1983

MLS #

26001432

Days on Market

66

Listed

Apr 9, 2026

Description

Charming and affordable 3 bed / 2 bath home filled with abundant natural light that brightens every corner. Beautifully maintained with elegant touches throughout, creating a warm and inviting atmosphere. Enjoy year-round comfort with central A/C and heating. Perfectly balanced between style and functionality, this move-in ready home offers easy freeway access and is conveniently located near shopping centers.

Location

Rosamond, Kern County, CA 93560

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Listed by: Filemon Rodriguez · Z Real Estate

Payment estimate

$1,378

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $16,000 · Loan: $144,000

%
Principal & Interest
$885
Property tax (1%)
$133
Homeowners insurance
$300
Mortgage insurance
$60
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Rosamond home with as little as 3.5% down using an FHA loan — roughly $5,600 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

USDA Rural Development — 100% Financing

ZIP code 93560 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Rosamond. Check your household income eligibility at eligibility.sc.egov.usda.gov.

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