3327 Gemstone
Rosamond, CA, 93560
$424,900
MLS: MC26120955
Beds
4
Baths
2
Sq Ft
2,717
Lot
0.14 ac
Year Built
2009
MLS #
MC26120955
Days on Market
1
Listed
Jun 3, 2026
Description
Welcome to this spacious two-story home offering approximately 2,717 square feet of living space. Featuring 4 bedrooms and 2.5 bathrooms, this home boasts an open-concept floor plan designed for comfortable living and entertaining. The inviting family room includes a cozy fireplace, creating the perfect gathering space. The kitchen flows seamlessly into the main living areas, enhancing the home's open and airy feel. Step outside to an expansive concrete patio, providing ample space for outdoor dining, entertaining, or relaxing in the backyard. Additional highlights include a desirable 3-car garage, generous living spaces, and a functional layout that accommodates a variety of lifestyles. Conveniently located near local amenities, schools, and commuter routes, this Rosamond home offers both space and comfort in a growing community. Don't miss this opportunity to make it your own!
Location
Rosamond, Kern County, CA 93560
Open on Google Maps ↗Listed by: Travis Azevedo · A2Z Homes, Inc.
Payment estimate
$3,225
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $42,490 · Loan: $382,410
- Principal & Interest
- $2,412
- Property tax (1%)
- $354
- Homeowners insurance
- $300
- Mortgage insurance
- $159
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 4, 2026
- 30-year fixed
- 6.48%
- 15-year fixed
- 5.79%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Rosamond, CA in context
Rosamond sits just over the Kern County line, a 15-minute drive north of Lancaster. It’s the Antelope Valley’s value play — meaningfully lower entry prices than Lancaster or Palmdale, plus access to Willow Springs Raceway, Rosamond Skypark, and quick commutes into the AV. Inventory is a mix of older homes, newer production tracts, and large-lot rural acreage. If you are evaluating homes in Rosamond, Mike Watson lives and works the Rosamond market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rosamond home with as little as 3.5% down using an FHA loan — roughly $14,872 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93560 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Rosamond. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See Rosamond, CA 93560 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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