340 W Congress
Colton, CA, 92324
$529,000
MLS: GD26065773
Beds
3
Baths
2
Sq Ft
1,242
Lot
0.13 ac
Year Built
1926
MLS #
GD26065773
Days on Market
24
Listed
Mar 26, 2026
Description
Beautiful clean home with an ADU in the back. Great for a big family to use both houses or use one for rental income. Front house is 2 bedrooms 1 bath with enclosed patio that can be used as additional room with permit being worked on. Some areas remodeled last year. Mini split air conditioning. Long driveway and big backyard. There is a 1 bedroom 1 bath house in the back yard. FHA welcome. Call for more exciting details and to discuss financing options.
Location
Colton, San Bernardino County, CA 92324
Open on Google Maps ↗Listed by: Norair Youssefian · Nick-Nick Realty
Payment estimate
$3,975
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $52,900 · Loan: $476,100
- Principal & Interest
- $2,925
- Property tax (1.25%)
- $551
- Homeowners insurance
- $300
- Mortgage insurance
- $198
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Colton home with as little as 3.5% down using an FHA loan — roughly $18,515 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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