Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
PendingSingleFamilyResidence

3417 Kellie Avenue

Rosamond, CA, 93560

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$469,990

MLS: SW26033385

Beds

4

Baths

2

Sq Ft

1,731

Lot

0.15 ac

Year Built

2025

MLS #

SW26033385

Days on Market

41

Listed

Feb 13, 2026

Description

Discover refined single-level living at Monterosa, ideally situated in Rosamond near dining, entertainment, and outdoor recreation. The thoughtfully designed Goldenrod plan offers 4 bedrooms and 2 baths in an open-concept layout tailored for both entertaining and everyday ease. The chef-inspired kitchen features Quill-stained cabinetry with flat black hardware, Cararra Miska quartz countertops, stainless-steel appliances, and a generous island that anchors the space. It flows seamlessly into the light-filled great room and dining area. A split-bedroom design provides privacy, highlighted by a serene primary suite with dual vanities, a glass-enclosed shower, and a spacious walk-in closet. Energy-efficient features and curated finishes complete this exceptional home. ***Prices subject to change.

Location

Rosamond, Kern County, CA 93560

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Listed by: Michelle Nguyen · K. Hovnanian Companies of CA

Payment estimate

$3,467

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $46,999 · Loan: $422,991

%
Principal & Interest
$2,599
Property tax (1%)
$392
Homeowners insurance
$300
Mortgage insurance
$176
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Rosamond home with as little as 3.5% down using an FHA loan — roughly $16,450 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

USDA Rural Development — 100% Financing

ZIP code 93560 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Rosamond. Check your household income eligibility at eligibility.sc.egov.usda.gov.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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