3418 Pamela Ave Avenue
Rosamond, CA, 93560
$499,900
MLS: 26001832
Beds
4
Baths
2
Sq Ft
1,731
Lot
0.14 ac
Year Built
2024
MLS #
26001832
Days on Market
175
Listed
Mar 3, 2026
Description
**Assumable 3.99% 30 Year Fixed Loan! Payment $3,347** FULLY Landscaped, Model home Move In To This Spacious, Newly Built KHovnanian Home, Which Is Still Under Builder Warranty. Walk Into A Home With Great Natural Lighting That Compliments The Warm Tones Of The Luxury Vinyl Flooring, Upgraded Kitchen with Designer Cabinents and Quartz Counters And Large Farmer Sink In Island. LED Lighting Throughout. 4 Spacious Bedrooms, Dedicated In Home Laundry Room. FULLY Landscaped Front and Back Yard And Built In Patio Casita To Enjoy Summer Nights. ingle-level detached home built in 2024. Solar Energy Efficiency. Located On A Quiet Cul-De-Sac Without Through-Traffic. Nearby Rosamond Public Library and offers 5 Minute access to the 14 Freeway, Starbucks, Edwards Air Force Base Located in Kern County, You Pay Less Property Tax Than LA County. This home has NO HOA and NO MELLO ROOS. Rosamond benefits from generally lower property taxes than many other areas of the Antelope Valley, making this nearly new home an outstanding opportunity. Solar To Be Assumed. Appliances or seller personal property not included in sale.
Location
Rosamond, Kern County, CA 93560
Open on Google Maps ↗Listed by: Brandon Ilic · Keller Williams Realty A.V.
Payment estimate
$3,754
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $49,990 · Loan: $449,910
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,850
- Property tax (1%)
- $417
- Homeowners insurance
- $300
- Mortgage insurance
- $187
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Rosamond, CA in context
Rosamond sits just over the Kern County line, a 15-minute drive north of Lancaster. It’s the Antelope Valley’s value play — meaningfully lower entry prices than Lancaster or Palmdale, plus access to Willow Springs Raceway, Rosamond Skypark, and quick commutes into the AV. Inventory is a mix of older homes, newer production tracts, and large-lot rural acreage. If you are evaluating homes in Rosamond, Mike Watson lives and works the Rosamond market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rosamond home with as little as 3.5% down using an FHA loan — roughly $17,497 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93560 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Rosamond. Check your household income eligibility at eligibility.sc.egov.usda.gov.
Assumable Loan — Lock In a Below-Market Rate＋
This Rosamond property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
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Local Market Stats
See Rosamond, CA 93560 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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