3422 S Carolina Street
San Pedro, CA, 90731
$1,399,000
MLS: SW26084629
Beds
3
Baths
3
Sq Ft
1,634
Lot
0.06 ac
Year Built
1978
MLS #
SW26084629
Days on Market
1
Listed
Apr 21, 2026
Description
Wake up to ocean views with not one but two private decks as the sun sets over the Pacific… Welcome to the highly sought-after Point Fermin View Corridor of San Pedro. This updated multi-story home greets you with a warm ambiance and stunning, unobstructed 180-degree vistas—stretching across the Pacific Ocean, Los Angeles Harbor, the breakwater, and all the way to the iconic Vincent Thomas Bridge. Featuring 3 bedrooms and 3 bathrooms, the home is thoughtfully designed to capture its breathtaking surroundings, highlighted by a full wall of glass windows that seamlessly frame the view and bring the outdoors in. Inside, the home is filled with natural light, enhanced by skylights in the living room, kitchen, and foyer, creating a bright, uplifting atmosphere throughout. The interior has been updated with new soft-close kitchen cabinetry with built-in lighting, an extra-large island with quartz countertops, a new kitchen sink, luxury vinyl flooring, and a whole-house water filtration system. Adding to the home’s versatility is a private ADU-style space with its own separate entrance, one large bedroom, kitchen and bathroom, ideal for a home office, multigenerational living, extended guests, or a private retreat—offering flexibility and long-term value. From peaceful sunrises with your morning coffee to glowing full moons reflecting over the water and front-row 4th of July fireworks, the views here are not just seen—they’re experienced.
Location
San Pedro, Los Angeles County, CA 90731
Open on Google Maps ↗Listed by: Elena Flores · Y Realty
Payment estimate
$10,018
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $139,900 · Loan: $1,259,100
- Principal & Interest
- $7,736
- Property tax (1.25%)
- $1,457
- Homeowners insurance
- $300
- Mortgage insurance
- $525
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Pedro home with as little as 3.5% down using an FHA loan — roughly $48,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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