3423 Monterey Street
Bakersfield, CA, 93306
$215,000
MLS: PW26023337
Beds
2
Baths
1
Sq Ft
870
Lot
0.15 ac
Year Built
1950
MLS #
PW26023337
Days on Market
27
Listed
Feb 1, 2026
Description
Single Family Residence with High Rental Potential in Vibrant Neighborhood! Overview: Discover this beautiful Diamond in need of some TLC, easily located, shopping centers, parks, and public transport options.. This property is perfect for seasoned investors Property Features: Type: SFR Bedrooms: 2 Bathrooms: 1 Square Footage: 870 sq ftLot Size: 6,534 sq ft Year Built: 1950 Additional Benefits: Ample parking space available.Large backyard perfect for tenant enjoyment or future development. Take Action: Don’t miss out on this incredible investment opportunity! Contact us for more details.
Location
Bakersfield, Kern County, CA 93306
Open on Google Maps ↗Listed by: Nathalie Diaz · Circle Real Estate
Payment estimate
$1,793
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $21,500 · Loan: $193,500
- Principal & Interest
- $1,189
- Property tax (1.25%)
- $224
- Homeowners insurance
- $300
- Mortgage insurance
- $81
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $7,525 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Bakersfield, CA 93306 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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