3432 Kellie Avenue
Rosamond, CA, 93560
$479,990
MLS: SW26040689
Beds
4
Baths
2
Sq Ft
1,731
Lot
0.15 ac
Year Built
2026
MLS #
SW26040689
Days on Market
39
Listed
Feb 24, 2026
Description
Experience elevated single-story living at Monterosa in Rosamond, where everyday convenience meets wide-open skies and nearby dining, entertainment, and outdoor recreation. The Goldenrod plan is thoughtfully crafted with 4 bedrooms and 2 baths in a spacious, open-concept layout designed for modern living. The chef-inspired kitchen makes a lasting impression with crisp White cabinetry accented by Flat Black hardware, Arctic White quartz countertops, stainless-steel appliances, and a large island illuminated by pendant lighting, perfect for meal prep, casual dining, or gathering with guests. The kitchen transitions effortlessly into the bright great room and dining area, creating a seamless flow ideal for entertaining or relaxing evenings at home. A smart split-bedroom layout enhances privacy, with the tranquil primary suite set apart from secondary bedrooms. Enjoy dual vanities, a sleek glass-enclosed shower, and a generous walk-in closet designed for everyday comfort. Energy-efficient construction and carefully curated finishes complete this beautifully balanced home where style, function, and comfort come together effortlessly. ***Prices subject to change.
Location
Rosamond, Kern County, CA 93560
Open on Google Maps ↗Listed by: Michelle Nguyen · K. Hovnanian Companies of CA
Payment estimate
$3,534
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $47,999 · Loan: $431,991
- Principal & Interest
- $2,654
- Property tax (1%)
- $400
- Homeowners insurance
- $300
- Mortgage insurance
- $180
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rosamond home with as little as 3.5% down using an FHA loan — roughly $16,800 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93560 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Rosamond. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See Rosamond, CA 93560 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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