3437 Kellie Avenue
Rosamond, CA, 93560
$491,990
MLS: SW26051300
Beds
4
Baths
2
Sq Ft
1,731
Lot
0.15 ac
Year Built
2026
MLS #
SW26051300
Days on Market
44
Listed
Mar 9, 2026
Description
Enjoy the ease of single-story living at Monterosa in Rosamond, a welcoming community surrounded by open skies with convenient access to dining, entertainment, and outdoor recreation. This Goldenrod plan home offers a thoughtfully designed layout with 4 bedrooms and 2 baths, creating a spacious setting for modern living. The gourmet kitchen stands out with Quill-stained cabinetry accented by Flat Black hardware, elegant Carrara Miska quartz countertops, stainless-steel appliances, and a large island with pendant lighting, perfect for meal preparation, casual dining, or gathering with friends and family. The kitchen flows effortlessly into the bright great room and dining area, providing an open and inviting space for entertaining or relaxing evenings at home. A split-bedroom design offers added privacy, placing the serene primary suite away from the secondary bedrooms. The suite features dual vanities, a glass-enclosed shower, and a spacious walk-in closet designed for everyday comfort. Energy-efficient construction and thoughtfully selected finishes complete this stylish and functional home at Monterosa. ***Prices subject to change.
Location
Rosamond, Kern County, CA 93560
Open on Google Maps ↗Listed by: Michelle Nguyen · K. Hovnanian Companies of CA
Payment estimate
$3,615
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $49,199 · Loan: $442,791
- Principal & Interest
- $2,721
- Property tax (1%)
- $410
- Homeowners insurance
- $300
- Mortgage insurance
- $184
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rosamond home with as little as 3.5% down using an FHA loan — roughly $17,220 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93560 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Rosamond. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See Rosamond, CA 93560 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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