Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
Under ContractSingleFamilyResidence

344 N 1st Street

Montebello, CA, 90640

1 / 16View all 16 photos

$666,650

MLS: 226000204

Beds

2

Baths

1

Sq Ft

888

Lot

0.13 ac

Year Built

1946

MLS #

226000204

Days on Market

64

Listed

Jan 14, 2026

Description

Discover this charming fixer-upper gem perfectly situated on a spacious flat corner lot! This cozy 2-bedroom, 1-bathroom home offers nearly 900 sq ft of living space with a smart, well-thought-out layout that's ready for your personal touch and updates. Enjoy the freedom of no HOA, plus the added bonus of a detached 2-car garage for parking, storage, potential ADU, or your next project. Best of all, its unbeatable location places you directly across from Adventist Health Hospital -- ideal for healthcare professionals, families, quick access to medical services, or strong rental potential. With some TLC, this property holds fantastic opportunities! Finally, this home is centrally located with easy access to amenities, shopping, dining, and major roadways, making everyday living a breeze.

Location

Montebello, Los Angeles County, CA 90640

Open on Google Maps ↗

Listed by: Lewicki & Associates · Century 21 Masters

Payment estimate

$4,931

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $66,665 · Loan: $599,985

%
Principal & Interest
$3,686
Property tax (1.25%)
$694
Homeowners insurance
$300
Mortgage insurance
$250
Open the full calculator →

Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Montebello home with as little as 3.5% down using an FHA loan — roughly $23,333 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Similar Homes Nearby

Active and pending listings in ZIP 90640 (Montebello) within ±10% of this home's price and size.

Local Market Stats

See Montebello, CA 90640 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

Free Buyer & Seller Tools

Net Sheet Calculator

Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.

Request access

Property Comparison

Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.

Request access

Drive Time Calculator

Check commute times from this address to work, school, or anywhere else before you commit.

Request access

Buyer Cost Sheet

Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.

Request access