3449 Kellie Avenue
Rosamond, CA, 93560
(No pictures available yet)
$495,990
MLS: SW26085005
Beds
4
Baths
2
Sq Ft
1,731
Lot
0.16 ac
Year Built
2026
MLS #
SW26085005
Days on Market
11
Listed
May 1, 2026
Description
Experience relaxed, single-level living at Monterosa in Rosamond, a charming community framed by open skies with easy access to dining, entertainment, and outdoor adventures. The Goldenrod plan offers 4 bedrooms and 2 baths in a thoughtfully designed layout that blends comfort with modern style. The gourmet kitchen shines with white cabinetry accented by satin nickel hardware, Arctic White quartz countertops, stainless-steel appliances, and a large island with pendant lighting, perfect for cooking, casual dining, or gathering. The open design flows seamlessly into the great room and dining area, creating a bright, inviting space for everyday living or entertaining. A split-bedroom layout adds privacy, with a tranquil primary suite featuring dual vanities, a glass-enclosed shower, and a spacious walk-in closet. Energy-efficient construction and designer finishes complete this exceptional home. ***Prices subject to change.
Location
Rosamond, Kern County, CA 93560
Open on Google Maps ↗Listed by: Michelle Nguyen · K. Hovnanian Companies of CA
Payment estimate
$3,680
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $49,599 · Loan: $446,391
- Principal & Interest
- $2,781
- Property tax (1%)
- $413
- Homeowners insurance
- $300
- Mortgage insurance
- $186
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 14, 2026
- 30-year fixed
- 6.36%
- 15-year fixed
- 5.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Rosamond, CA in context
Rosamond sits just over the Kern County line, a 15-minute drive north of Lancaster. It’s the Antelope Valley’s value play — meaningfully lower entry prices than Lancaster or Palmdale, plus access to Willow Springs Raceway, Rosamond Skypark, and quick commutes into the AV. Inventory is a mix of older homes, newer production tracts, and large-lot rural acreage. If you are evaluating homes in Rosamond, Mike Watson lives and works the Rosamond market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rosamond home with as little as 3.5% down using an FHA loan — roughly $17,360 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93560 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Rosamond. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See Rosamond, CA 93560 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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