PendingSingle Family Residence

3451 Pine Mist Court

Rosamond, CA, 93560

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$475,000

MLS: 26002489

Beds

4

Baths

3

Sq Ft

2,145

Lot

0.14 ac

Year Built

2006

MLS #

26002489

Days on Market

16

Listed

Mar 26, 2026

Description

Tucked at the end of a quiet Westside cul-de-sac in Rosamond, this spacious home offers the kind of room that makes everyday life easier and gatherings more fun. With over 2,100 square feet of living space, the layout provides generous living areas that flow comfortably for both entertaining and relaxing at home. Fresh brand-new carpet and newer interior paint give the home a clean, move-in ready feel, while the three-car garage provides plenty of space for vehicles, toys, or a workshop. Pull into the cul-de-sac and feel the nostalgia - kids riding bikes in the street, summer water balloon fights, and neighbors gathering for the occasional block party. Whether it's hosting holidays, movie nights, backyard BBQs, or simply enjoying a little extra breathing room, this home is ready for its next chapter. All that's missing are the memories waiting to be made.

Location

Rosamond, Kern County, CA 93560

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Listed by: Kelli Anne Navarro-Villasana · eXp Realty of California, Inc.

Payment estimate

$3,501

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $47,500 · Loan: $427,500

%
Principal & Interest
$2,627
Property tax (1%)
$396
Homeowners insurance
$300
Mortgage insurance
$178
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Rosamond home with as little as 3.5% down using an FHA loan — roughly $16,625 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

USDA Rural Development — 100% Financing

ZIP code 93560 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Rosamond. Check your household income eligibility at eligibility.sc.egov.usda.gov.

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